How do we get the Capital gain or Dividend ?

You get them 2 different ways. both come from your broker/CDS account automatically:

1.Capital Gain = you make it when you sell

Capital gain only happen if you sell share for more than you paid.

Steps:

1. Buy shares at 250 LKR via your broker
2. Wait for price to go up to 350LKR
3. Sell shares through the same broker app
4. Money lands in your trading account in 2-3 days, then you transfer to your bank

2. Dividend = Company sends it to you

You don’t have to do anything. Just own the stock on the right date.

Steps:

1. Buy share before the “ex-devidend date”. check CSE.lk announcements
2. Hold till record date – company takes a snapshot of shareholders
3. Get paid – money automatically credited to your bank account 2-4 weeks later

3. How to track them

• Broker app: shows your realized gains/losses + dividend histroy
• CDS statement: monthly satement from Central Depository shows all dividends received
• Bank account: dividend come as “DIV COMB” or “DIV LKH”

Quick rule:

Capital gain: you control iy. sell when you want profit.

Dividend: company controls it. they decide if/when to pay.